Data & Research
Recurring, citable analyses of self-employment — based on anonymized, aggregated data from thousands of self-employed people in Germany. The methodology documents how the numbers are produced.
The Hausbank of the Self-Employed Is No Longer a Sparkasse — It Is N26
We analyzed more than 1,000 bank connections that German freelancers linked to their accounting. Two in three lead to a neobank, N26 is the runaway leader, and all Sparkassen combined reach only about one in ten. Edition 1 of the Banking Monitor.
One and a Half Years of the E-Rechnungspflicht: Only One in Ten Invoices Reaching the Self-Employed Is a Genuine E-Invoice
Since January 2025, every business in Germany must be able to receive e-invoices. Our analysis of more than 10,000 incoming invoices shows: the share of genuine e-invoices has grown tenfold — to just one invoice in ten. Edition 1 of the monthly E-Invoicing Monitor.
Self-Employed Professions in Germany 2026: What 4,423 Founders Actually Register
Norman analyzed 4,423 registrations from 2025. IT leads at 20.1%, one in three marketing founders is a creator, nearly 30% in transport work gig jobs. The real numbers.