Connect your bank account
Norman pulls every movement into your books automatically.
AI bookkeeping for GmbH, UG, and the self-employed
Norman books your bank movements under SKR03 or SKR04, matches receipts automatically, and files your VAT return via ELSTER. For a UG or GmbH, the annual accounts and E-Bilanz come from the same app.
How the AI Bookkeeper works in Norman
From bank account to VAT return in four steps.
The AI categorizes
Every transaction gets an account and a VAT rate under SKR03 or SKR04.
Upload receipts, Norman links them
Snap or upload a receipt, Norman links it to the payment.
File the VAT return
Norman builds the VAT return from your bookings, and you file it via ELSTER in one click.
AI bookkeeping that thinks ahead
Norman automatically assigns bank movements, matches receipts, and keeps your books current, without you lifting a finger.
Bank feedSynced
Automated bank categorization (SKR03/04)
Norman assigns bank movements to the right accounts and suggests SKR03/04 postings.
Receipt
Team lunch · 84.20 €
IMG_2841.jpeg
Matched
Transaction
Oberholz
Card payment
Smart receipt matching
Forward receipts via app or email. Norman extracts the data and matches them with transactions.
All tax returns
Ready
FreelancersEÜR · ESt
UG & GmbHKSt · eBilanz
All legal formsUSt · UStVA
StatusPre-filled
Complete tax filing
For freelancers and companies – prepared automatically from the books and submitted.
InsightsActive 24/7
Profit margin is down 6%
Financial overview at a glance
Revenue, expenses, and open items in one dashboard that updates with every booking.
AI insights
Deduction foundHome-office allowance
UnusualDuplicate payment to vendor
AI-powered insights
Norman identifies savings opportunities, flags unusual bookings, and gives you actionable recommendations.
AI bookkeeping, classic software, or a tax advisor?
For a UG or GmbH. Norman prices billed yearly, as of October 2026.
| Classic accounting software | Tax advisor | |
|---|---|---|---|
| Who books the bank movements? | The AI, automatically | You | The firm, once it has your receipts |
| Double-entry bookkeeping | Free | In the subscription | |
| Annual accounts with E-Bilanz | In the Max plan | No, through the tax firm | |
| Corporate and trade tax | In the Max plan | No, through the tax firm | |
| Cost | €0, Pro €108, Max €468 a year | Subscription plus a tax firm for the year-end | €200–800 a month for bookkeeping |
Hear from entrepreneurs
8,000+ entrepreneurs use Norman
Bookkeeping that takes care of itself
Norman keeps your books current automatically so you can focus on your business.
3.150 €
Save up to €3,150 a year: lower tax advisor costs plus automatically identified deductions.
8 hours
Monthly hours spent sorting, categorizing, and entering data, now handled by AI.
Chaos
No lost receipts, no forgotten entries, no surprises at year-end.
At Norman, the essentials are free.
Also, it is tax-deductible.
Yearly (3 months free)Monthly
Free
Core accounting features.
Yearly
€0
/month (excl. VAT)
Monthly
€0
/month (excl. VAT)
- Unlimited e-invoicing
- Tax write-off tips
- AI Autopilot
- Connect to ChatGPT & Claude
- Receipt scanning (OCR)
- Norman AI usage limits
Klein
For Kleinunternehmer.
Yearly
€9
- 25%
/month (excl. VAT)
Monthly
-75% for 3 months
€3€12
/month (excl. VAT), then €12
- Bank sync
- Annual tax declarations (EÜR), yearly billing only
- Personal income tax, yearly billing only
- Declare salary as an employee, yearly billing only
- EU revenue reports (ZM)
- Higher Norman AI limits
Pro
For self-employed charging VAT.
Yearly
€21
- 25%
/month (excl. VAT)
Monthly
-75% for 3 months
€7€28
/month (excl. VAT), then €28
- VAT returns
- All tax declarations
- Tax efficiency score
- Receipt auto-matching
- Up to 5 bank accounts synced
- Maximum Norman AI limits
The discount applies to new customers for the first 3 months on monthly billing.
Free
Invoicing and bookkeeping.
Yearly
€0
/month (excl. VAT)
Monthly
€0
/month (excl. VAT)
- Complete double-entry bookkeeping
- AI Autopilot
- Unlimited e-invoicing
- Bank sync (1 account)
- Norman AI usage limits
Pro
Reports, insights, and advisor tools.
Yearly
€9
- 25%
/month (excl. VAT)
Monthly
-75% for 3 months
€3€12
/month (excl. VAT), then €12
- BWA & financial reports
- DATEV export
- Tax advisor access
- Multi-user access
- Higher Norman AI limits
Max
Annual accounts and every tax filing.
Yearly
€39
- 25%
/month (excl. VAT)
Monthly
-75% for 3 months
€13€52
/month (excl. VAT), then €52
- UStVA & ZM filing
- Corporate & trade tax
- Annual accounts with E-Bilanz
- Bank sync (5 accounts)
- Maximum Norman AI limits
The discount applies to new customers for the first 3 months on monthly billing.
Start with AI bookkeeping now
No manual data entry, no expertise needed. Norman handles your bookkeeping from day one.
Start nowFAQ
What is AI bookkeeping?
With AI bookkeeping, the software reads your receipts, books every bank movement with an account and a VAT rate, and links receipts to payments. In Norman this runs automatically under SKR03 or SKR04, and you file VAT returns and tax returns with the tax office in one click.
Which AI bookkeeping software fits a UG or GmbH?
Check whether the software produces the annual accounts with E-Bilanz, corporate tax, and trade tax as well as the double-entry books. In Norman, double-entry bookkeeping is free; Max includes the annual accounts and all returns for €39 a month, billed yearly.
Does AI bookkeeping replace a tax advisor?
For ongoing bookkeeping, yes: Norman books, matches receipts, and builds the VAT return, the annual accounts, and the tax returns, which you file directly with the tax office. A tax firm usually charges €200 to €800 a month for bookkeeping. For special cases, you give your tax advisor access to your data in Norman.
Does Norman support SKR03 and SKR04?
Yes. Norman works with both standard charts of accounts and suggests the right account for every bank movement.
When does the AI match a receipt on its own?
As soon as the match is clear: the receipt number appears in the bank text, or a payment fits by amount and date. Norman finds the payment up to 30 days after the invoice date. If two payments fit equally well, Norman shows you both to pick from.
How much does AI bookkeeping cost at Norman?
For a UG or GmbH, double-entry bookkeeping with the AI autopilot is free; Pro costs €9 and Max €39 a month, billed yearly. For the self-employed, bookkeeping is free, and Pro includes VAT returns and all tax returns for €21 a month.
Is my financial data secure?
Yes. Norman is GDPR-compliant, hosted in Germany, and uses bank-level encryption. Your data is never shared with third parties.