File your VAT return without Elster

File your VAT return without Elster

Skip the Elster portal. Norman submits your Umsatzsteuervoranmeldung directly to the Finanzamt—no certificate, no login, no frustration.

Skip the Elster portal. Norman submits your Umsatzsteuervoranmeldung directly to the Finanzamt—no certificate, no login, no frustration.

Join over 3,000 self-employed already using Norman.

Join over 3,000 self-employed already using Norman.

File UStVA without Elster as simple as 1 -2 -3
File UStVA without Elster as simple as 1 -2 -3
File UStVA without Elster as simple as 1 -2 -3
Capterra reviews
ZUGFeRD e-invoicing standard is supported
ZUGFeRD e-invoicing standard is supported

Why Elster makes VAT returns harder than they need to be

Elster is the official tax portal in Germany—and for many freelancers, it's also a source of constant frustration. The interface is confusing, the certificate setup is tedious, and one wrong click can leave you staring at cryptic error messages.

Here's the problem: you're legally required to submit your UStVA electronically. But you're not required to use the Elster website. Any software with an Elster integration can submit directly to the Finanzamt.

Norman handles the entire Elster submission in the background. You never see the portal, never manage certificates, never decode form field numbers. Just review your VAT return and click send.

How it works

Sync your bank

Income and expenses are categorized and auto-matched with invoices.

Sync your bank

Income and expenses are categorized and auto-matched with invoices.

Sync your bank

Income and expenses are categorized and auto-matched with invoices.

UStVA already pre-filled

Revenue, input VAT, and Reverse Charge are filled out. Review is easy with tips.

UStVA already pre-filled

Revenue, input VAT, and Reverse Charge are filled out. Review is easy with tips.

UStVA already pre-filled

Revenue, input VAT, and Reverse Charge are filled out. Review is easy with tips.

Submit to the Finanzamt

Send your UStVA directly from Norman. No Elster login, no manual forms.

Submit to the Finanzamt

Send your UStVA directly from Norman. No Elster login, no manual forms.

Submit to the Finanzamt

Send your UStVA directly from Norman. No Elster login, no manual forms.

Tax filing for modern self-employed

From entry to ELSTER submission: Norman guides you through your VAT return step by step – no prior tax knowledge, no stress.

Deductions suggest and tax score

Input VAT automatically recognized

Norman detects deductible VAT and applies it correctly.

Deductions suggest and tax score

Input VAT automatically recognized

Norman detects deductible VAT and applies it correctly.

Deductions suggest and tax score

Input VAT automatically recognized

Norman detects deductible VAT and applies it correctly.

EÜR declaration supporting autmatically calculating revenue, expenses by category and business profit

Effortless tax declarations

All declarations are already filled out. Submit directly to the tax office.

EÜR declaration supporting autmatically calculating revenue, expenses by category and business profit

Effortless tax declarations

All declarations are already filled out. Submit directly to the tax office.

EÜR declaration supporting autmatically calculating revenue, expenses by category and business profit

Effortless tax declarations

All declarations are already filled out. Submit directly to the tax office.

Invoice data parsed and matched with the transaction

No manual work

Receipts and expenses are automatically matched to the right transactions.

Invoice data parsed and matched with the transaction

No manual work

Receipts and expenses are automatically matched to the right transactions.

Invoice data parsed and matched with the transaction

No manual work

Receipts and expenses are automatically matched to the right transactions.

Direct elster submission

ELSTER submission included

File directly with the tax office – no Elster forms or paperwork.

Direct elster submission

ELSTER submission included

File directly with the tax office – no Elster forms or paperwork.

Direct elster submission

ELSTER submission included

File directly with the tax office – no Elster forms or paperwork.

Always know when and how much taxes to pay

Live tax estimates

Know the next deadline and see your tax burden change in real-time.

Always know when and how much taxes to pay

Live tax estimates

Know the next deadline and see your tax burden change in real-time.

Always know when and how much taxes to pay

Live tax estimates

Know the next deadline and see your tax burden change in real-time.

Bank sync

Bank sync

AI advisor

AI advisor

Voice invoicing

Voice invoicing

Start for free

Start for free

Wow support

Wow support

Filing your VAT return without Elster: Everything you need to know

Do you have to use Elster for your UStVA?

No. German tax law requires electronic submission of VAT returns, but it doesn't require you to use the Elster web portal. The Finanzamt accepts submissions from any software that connects through the Elster integration—the same backend that powers Elster itself.

Norman is listed among official Elster software providers: https://www.elster.de/elsterweb/softwareprodukt.

This means you can file your Umsatzsteuervoranmeldung through accounting software like Norman without ever logging into Elster, setting up certificates, or navigating the portal's complex forms.


Why do people avoid Elster?

The complaints are consistent:

  • The certificate system is confusing. You need to create an account, request a certificate, download it, store it securely, and remember to renew it. Lose the certificate? Start over.

  • The interface is overwhelming. The UStVA form has dozens of fields, most of which don't apply to typical freelancers. Finding the three fields you actually need takes longer than calculating the numbers.

  • Error messages are cryptic. Something went wrong? Good luck figuring out what. Elster's error codes often require a Google search to decode.

  • No mobile access. Need to file while traveling? The Elster portal barely works on desktop, let alone on a phone.


What are the alternatives to Elster?

Any tax software Elster integration can replace the Elster portal for VAT returns:

Option

Pros

Cons

Norman

Automated VAT calculation, bank sync, one-click submission

Some cases in personal income tax declaration are missing (like real estate

WISO Steuer

Comprehensive tax coverage

Desktop-focused, complex interface

Lexoffice

Old-school accounting platform

Higher price point, complex interface

Tax advisor

Handles everything

Expensive, starts at 2.500 € a year.

Norman is specifically designed for freelancers and self-employed individuals who want the simplest path from bank transaction to submitted UStVA.


Is submitting without Elster legal?

Completely legal. The legal requirement is electronic transmission to the Finanzamt—not use of a specific portal. ERiC-certified software meets all legal requirements. The Finanzamt receives your data in exactly the same format and with the same legal validity as an Elster submission.

You'll receive an official transmission confirmation (Übertragungsprotokoll) as proof of submission, just like you would through Elster.


What do you need to file without Elster?

To submit your UStVA through Norman instead of Elster:

  1. Your tax number (Steuernummer): Assigned by your local Finanzamt when you registered your business

  2. Your bank transactions: Connected via bank sync or manually entered

  3. Your invoices and receipts: For accurate VAT calculation and input VAT deduction

You don't need an Elster account, an Elster certificate, or any Elster login credentials. Norman handles authentication with the tax authorities directly.


How long does submission take?

Through Elster: Plan for 30-60 minutes if you know what you're doing. Longer if you're searching for the right form fields or troubleshooting errors.

Through Norman: Under 2 minutes. Your VAT is calculated automatically from your transactions. Review the pre-filled return, click submit, done. Confirmation arrives within seconds.

Built in Germany for

  • Designers

  • Developers

  • Etsy sellers

  • Freelancers

  • Consultants

  • Photographers

  • Expats

  • Self-employed

  • Lawyers

  • Copywriters

  • Gewerbe

  • Designers

  • Developers

  • Etsy sellers

  • Freelancers

  • Consultants

  • Photographers

  • Expats

  • Self-employed

  • Lawyers

  • Copywriters

  • Gewerbe

  • Designers

  • Developers

  • Etsy sellers

  • Freelancers

  • Consultants

  • Photographers

  • Expats

  • Self-employed

  • Lawyers

  • Copywriters

  • Gewerbe

At Norman, the essentials are free.

Also, it's tax-deductible.

Billed yearly

(3 months free)

Free

Core accounting for free.

€0

Self-employment registration

Unlimited e-invoicing

Tax write-off tips

Bank sync

AI Autopilot

Get started

Klein

For Kleinunternehmer.

€12

/month (excl. VAT)

- 25%

Annual tax declarations (EÜR)

Personal income tax

Declare salary as an employee

EU revenue reports (ZM)

Invoicing pro plan

Get started

Pro

For self-employed charging VAT.

€24

/month (excl. VAT)

- 25%

VAT returns

All tax declarations

Tax efficiency score

Receipt auto-matching

Invoicing pro plan

Get started

Billed yearly

(3 months free)

Free

Core accounting for free.

€0

Self-employment registration

Unlimited e-invoicing

Tax write-off tips

Bank sync

AI Autopilot

Get started

Klein

For Kleinunternehmer.

€12

/month (excl. VAT)

- 25%

Annual tax declarations (EÜR)

Personal income tax

Declare salary as an employee

EU revenue reports (ZM)

Invoicing pro plan

Get started

Pro

For self-employed charging VAT.

€24

/month (excl. VAT)

- 25%

VAT returns

All tax declarations

Tax efficiency score

Receipt auto-matching

Invoicing pro plan

Get started

Billed yearly

(3 months free)

Free

Core accounting for free.

€0

Self-employment registration

Unlimited e-invoicing

Tax write-off tips

Bank sync

AI Autopilot

Get started

Klein

For Kleinunternehmer.

€12

/month (excl. VAT)

- 25%

Annual tax declarations (EÜR)

Personal income tax

Declare salary as an employee

EU revenue reports (ZM)

Invoicing pro plan

Get started

Pro

For self-employed charging VAT.

€24

/month (excl. VAT)

- 25%

VAT returns

All tax declarations

Tax efficiency score

Receipt auto-matching

Invoicing pro plan

Get started

Try effortless tax filing for free

Stop wasting time on accounting. Let Norman do your taxes.

FAQ

FAQ

FAQ

Q: Can I file my UStVA without an Elster account? Yes. Norman submits directly to the Finanzamt through Elster integration. You don't need an Elster account, certificate, or login credentials.

Q: Is it legal to skip Elster? Completely legal. The law requires electronic submission—not Elster specifically. Any ERiC-certified software meets the legal requirements and has the same validity.

Q: Do I still get an official confirmation? Yes. You receive an Übertragungsprotokoll (transmission confirmation) directly from the Finanzamt, exactly like you would through Elster.

Q: What if I already have an Elster account? You don't need to cancel it. You can simply stop using it for UStVA and submit through Norman instead. Your Elster account remains available if you ever need it for other tax matters.

Q: Is Norman cheaper than using a tax advisor? Significantly. Tax advisors charge €30–80 per UStVA filing. With monthly submissions, that's €360–960/year. Norman Pro costs €24/month and includes unlimited VAT returns.

Q: How does Norman connect to the Finanzamt? Norman uses ERiC (Elster Rich Client), the same official interface that powers the Elster website. Your data is transmitted securely and in the legally required format.

Q: Can I also file my annual VAT return (Umsatzsteuererklärung) without Elster? Yes. Norman handles both UStVA (advance returns) and the annual Umsatzsteuererklärung through the same ERiC connection.

Learn more about VAT and other taxes in our blog.

Made in Germany

Berlin based

GDPR-compliant

Hosted in Germany

© 2026 Norman AI GmbH

Made in Germany

Berlin based

GDPR-compliant

Hosted in Germany

© 2026 Norman AI GmbH

Made in Germany

Berlin based

GDPR-compliant

Hosted in Germany

© 2026 Norman AI GmbH