Quickly estimate your net annual income and income tax burden.
Want a more accurate tax estimate?
Get a tax estimate tailored to you — not just a rough guess.
Norman’s built-in tax estimation engine calculates exactly what you owe or could get back
As a self-employed in Germany, you are responsible for paying your income tax (Einkommensteuer) and social security contributions through your annual tax return (Einkommensteuererklärung).
The income tax calculation includes:
Income Tax (Einkommensteuer): Progressive rates from 14% to 45%.
Solidarity Surcharge (Solidaritätszuschlag): 5.5% of income tax (if applicable).
Health Insurance (Krankenversicherung): Typically around 14.6% - 15.6% of income.
You may be eligible for a tax refund when:
You've made advance tax payments (Vorauszahlungen), and your annual income was lower than anticipated.
You qualify for tax deductions (e.g., business expenses, private pension contributions, donations to charity).
Our calculator includes these factors to estimate your tax liability and net income.
*The calculator doesn't constitute financial, legal, or tax advice.