How much taxes will I pay?

How much taxes will I pay?

Quickly estimate your net annual income and income tax burden.

Want a more accurate tax estimate?

Get a tax estimate tailored to you — not just a rough guess.

Norman’s built-in tax estimation engine calculates exactly what you owe or could get back

How is income tax calculated?

How is income tax calculated?

How is income tax calculated?

As a self-employed in Germany, you are responsible for paying your income tax (Einkommensteuer) and social security contributions through your annual tax return (Einkommensteuererklärung).

The income tax calculation includes:

  • Income Tax (Einkommensteuer): Progressive rates from 14% to 45%.

  • Solidarity Surcharge (Solidaritätszuschlag): 5.5% of income tax (if applicable).

  • Health Insurance (Krankenversicherung): Typically around 14.6% - 15.6% of income.

You may be eligible for a tax refund when:

  • You've made advance tax payments (Vorauszahlungen), and your annual income was lower than anticipated.

  • You qualify for tax deductions (e.g., business expenses, private pension contributions, donations to charity).

Our calculator includes these factors to estimate your tax liability and net income.

*The calculator doesn't constitute financial, legal, or tax advice.

FAQ

What exactly is Norman?

Can I really do it myself?

How much does Norman cost?

Does Norman support freelancers and Gewerbetreibende:r?

Can I trust my data with Norman?

Does AI make a difference?

I am not self-employed. Can I file my income tax through Norman?

What exactly is Norman?

Can I really do it myself?

How much does Norman cost?

Does Norman support freelancers and Gewerbetreibende:r?

Can I trust my data with Norman?

Does AI make a difference?

I am not self-employed. Can I file my income tax through Norman?

What exactly is Norman?

Can I really do it myself?

How much does Norman cost?

Does Norman support freelancers and Gewerbetreibende:r?

Can I trust my data with Norman?

Does AI make a difference?

I am not self-employed. Can I file my income tax through Norman?

© 2025 Norman AI GmbH

© 2025 Norman AI GmbH

© 2025 Norman AI GmbH