# Norman

> Norman is an AI accounting platform for self-employed professionals and small companies in Germany. Norman automates bookkeeping, invoicing, and tax filing (UStVA, EÜR, income tax) end-to-end and submits returns via ELSTER. Invoicing and accounting are free with no limits; tax filing is paid (plans from €12/month).

## Products
- [AI bookkeeping](https://norman.finance/de/ki-buchhaltung): Norman categorizes bank transactions, matches receipts, and keeps your books current automatically.
- [Invoicing](https://norman.finance/de/rechnungen): Issue, send, and track invoices including German e-invoicing (XRechnung, ZUGFeRD). Free with no limits.
- [Pricing](https://norman.finance/de/preise): Plans for individuals, self-employed, and companies. Invoicing and accounting are free; tax filing from €12/month.

## For self-employed
- [Taxes for self-employed](https://norman.finance/de/steuern-selbststaendige): EÜR, VAT returns, and income tax declarations prepared and submitted via ELSTER.
- [Starting self-employment in Germany](https://norman.finance/de/selbststaendig-werden): Practical launch guide: setup, routines, checklists, first-month structure.
- [E-invoicing in Germany](https://norman.finance/de/erechnung): Issue, send, receive, and process XRechnung and ZUGFeRD in one workflow.
- [Tax deductibles](https://norman.finance/de/absetzen): What self-employed people can deduct (office, home office, travel, equipment, training, and more), captured and categorized automatically.

## For UG and GmbH
- [Taxes for UG and GmbH](https://norman.finance/de/steuern-gmbh): UStVA, EC Sales Lists (ZM), corporate tax filings, and DATEV exports.
- [Incorporation](https://norman.finance/de/gruendung): Start a UG or GmbH for free with guided company setup, a notary package, and clear registration steps.
- [Accounts receivable](https://norman.finance/de/forderungsmanagement): Automate invoicing, payment reminders, reconciliation, and recurring billing.
- [Accounts payable](https://norman.finance/de/verbindlichkeiten): Capture, pay, and reconcile incoming invoices end-to-end.

## For employees
- [Income tax for employees](https://norman.finance/de/einkommensteuer-arbeitnehmer): Find deductions, prepare Einkommensteuererklärung, submit via ELSTER.
- [Tax advice](https://norman.finance/de/steuerberatung): Book 1-on-1 sessions with certified German Steuerberater.

## Developer tools
- [Norman MCP](https://norman.finance/de/mcp): Connect Norman's accounting, invoicing, and VAT filing to Claude, Cursor, and any MCP-compatible AI.
- [Norman CLI](https://norman.finance/de/cli): Accounting, invoicing, and tax workflows from the terminal, with a built-in AI agent.

## Free tools
- [E-invoice generator](https://norman.finance/de/tools/erechnung): Generate XRechnung and ZUGFeRD invoices for free.
- [Tax calculator](https://norman.finance/de/steuerrechner): Estimate German income, VAT, and corporate taxes.
- [Finanzamt letter assistant](https://norman.finance/de/tools/finanzamt-brief): Help understanding and responding to letters from the Finanzamt.
- [All tools](https://norman.finance/de/tools): Index of every free tool Norman offers for German self-employed and small companies.

## Guides
- [Accounting MCP server](https://norman.finance/de/en/blog/accounting-mcp-server): Connect German accounting, invoicing, and VAT filing to Claude, Cursor, and other AI assistants via the Model Context Protocol (MCP).
- [Accounting CLI for Germany](https://norman.finance/de/en/blog/accounting-cli-germany): Run German bookkeeping, invoicing, and tax workflows from the terminal with a built-in AI agent.
- [Best accounting software for freelancers in Germany](https://norman.finance/de/en/blog/best-accounting-software-freelancers-germany): Compares accounting software for freelancers in Germany across EÜR, VAT (UStVA), e-invoicing, and ELSTER filing.
- [Best accounting software for a UG or GmbH](https://norman.finance/de/en/blog/best-accounting-software-gmbh-germany): Accounting software for a German UG or GmbH: DATEV export, corporate filings, and double-entry bookkeeping.
- [DATEV alternatives for a GmbH](https://norman.finance/de/en/blog/datev-alternative-gmbh-germany): DATEV alternatives for a German GmbH: what to evaluate and how Norman compares.
- [UStVA deadlines (VAT advance return)](https://norman.finance/de/blog/umsatzsteuer-fristen): Deadlines for the German VAT advance return (Umsatzsteuervoranmeldung): monthly vs. quarterly schedules and the permanent extension.
- [Income-tax prepayments for the self-employed](https://norman.finance/de/blog/steuervorauszahlung-selbststaendige): How income-tax prepayments (Steuervorauszahlung) work for the self-employed in Germany: amounts, dates, and adjustments.
- [Tax return for the self-employed](https://norman.finance/de/blog/steuererklaerung-selbststaendige): The annual tax return for the self-employed in Germany: required forms, deadlines, and how to file via ELSTER.
- [Taxes when employed and self-employed](https://norman.finance/de/blog/selbststaendig-und-angestellt-steuern): How taxes work when you are both employed and self-employed in Germany: VAT, income tax, and what to declare.
- [Calculating a freelancer hourly rate](https://norman.finance/de/blog/stundensatz-berechnen-freiberufler): How freelancers in Germany calculate a profitable hourly rate, accounting for taxes and social contributions.
- [Starting a UG or GmbH](https://norman.finance/de/blog/gmbh-gruenden): How to start a UG or GmbH in Germany: steps, costs, and timeline.

## Company
- [About Norman](https://norman.finance/de/ueber-uns): The team and mission behind Norman.
- [Blog](https://norman.finance/de/blog): Articles on German accounting, taxes, e-invoicing, and self-employment.
- [Help center](https://norman.finance/de/hilfe-center): Short guides on using Norman, invoicing, receipts, and German tax obligations.
- [Careers](https://norman.finance/de/careers): Open roles at Norman: building an AI CFO for entrepreneurs in Germany.

## Optional
- [Roadmap](https://norman.finance/roadmap): Public product roadmap.